金融口语——询问

A：Excuse me.May I inquire about the balance of my account?

B：Yes.Your account number,please.

A：OK.My account number is 221233（two-two-one-two-three-three）.My name is Jim.

B：One moment,please.Mr Jim,you've got the balance of 400 yuan in your account.

A：Thank you.

B：You're welcome.　 　

A：请问我账户上的余额是多少？

B：您的账户号码是多少？

A：我的账号是221233。我叫吉姆。

B：请稍侯。吉姆先生，您账上的余额是400元。

A：谢谢。

B：不客气。　

A：Hello.Would you tell me something about time deposit?

B：Yes.We offer time certificates of deposit.It pays a higher rate of interest than regular deposits do.

A：Well.How long do I have to keep the money in the account?

B：You may choose from three-,six-,twelve-months maturity or a two-year maturity.More information is posted on the bulletin board on the left side in the lobby.

A：Does the rate go up depending on how long I keep the account?

B：Yes.But you must determine what maturity you want in the beginning. Naturally,certificates with the longer maturities bear a higher rate of return.

A：By the way,what maturities are the most popular?

B：Oh…,I think most of our customers use six- or twelve-month plans.

A：Can I renew the certificate on maturity?

B：Of course.You may renew it if you wish.　 　

A：您好。请告诉我关于定期存款的情况好吗？

B：好。我们提供的定期存款，它的利率比一般的储蓄利率要高。

A：那我得在账上存多长时间才可以取呢？

B：您可以在3个月、6个月、1年和2年期存款中选一种。更多的信息公布在大厅左边的布告牌上。

A：利率的高低是否取决于存款时间的长短呢？

B：您说得对。但您一开始就要确定存期。自然，期限长的存款，利息就多些。

A：顺便问一下，哪一种期限的存款最受欢迎呢？

B：嗯…，我想大多数客户选用6个月或1年的储蓄计划。

A：存款到期时可以转期续存吗？

B：当然。只要您愿意就可以续存。　

A：Anything I could do for you?

B：Well,I have a time deposit here,but it will mature in two months time.I need the money for an emergency.Can I get it out now?

A：Yes.You may withdraw your funds by cashing the certificate before the maturity date.

B：How about the interest?

A：According to the regulation,the interest sall be paid at the rate on a current deposit.That means you would lose some interest.

B：I see.　 　

A：我能为您做些事么吗？

B：我有一张定期存单，可是要在两个月后才到期。我有急事要用这笔钱。我能现在取款吗？

A：您可以在到期之前兑现这张存单。

B：利息怎么办呢？

A：按规定，利息按活期支付。这就是说，您要损失一些利息。

B：我明白了。　

A：I want to send some money abroad.Could you tell me the procedure?

B：Do you have any foreign currency account with our bank?

A：No,I don't.

B：What currency are you going to send?

A：I want to send 1,500 US dollars to the Toy Trade Company in New York.

B：You can buy US dollars from our bank to send it there.We can issue a bank transfer directly to the company's bank if you know it.

A：Yes,I do.

B：Well.You should fill out the application form for remittance.Be sure everything is clearly written.

A：What do T/T,M/T and D/D mean here?

B：Let me explain them to you.T/T means telegraphic transfer,M/T means mail transfer and D/D means demand draft.You should tick off the one you'd like to choose.

A：Okay.Thank you for your answer.

B：You're welcome.　 　

A：我想汇一笔款到国外去，请问有什么手续？

B：您在我行有外币账户吗？

A：没有。

B：您打算寄什么货币？

A：我想寄1,500美元给纽约的玩具公司。

B：您可以从我们这儿买美元寄到那里。我们以银行汇款方式直接把钱寄到那家公司的开户银行，只要您知道那家银行就行。

A：我知道。

B：那您要填写汇款申请书，一定要写清楚。

A：这儿的T/T，M/T和D/D是什么意思呢？

B：让我来给您解释。T/T就是电汇，M/T就是信汇，D/D是票汇。在您要选用的汇款方式旁打个勾。

A：我知道了。谢谢您的解答。

B：不客气。　

A：Excuse me.I want to find out if the money from New York has arrived.

B：May I know your name?

A：My name is David Smith.

B：Just a moment,please.I'll check it up for you.

A：Sorry.Your remittance hasn't arrived.

B：Really?But how long does the remittance from New York take?

A：I am not sure.Usually it takes one day or two by cable and a weekby mail.

B：Well.I'll be here tomorrow.

A：Then,I'll call you by phone when it arrives.

B：My telephone number is 7516168.Thank you.

A：It is my job.See you again.

B：See you.　 　

A：我想问一下从纽约来的汇款到了没有？

B：请问您叫什么名字？

A：我叫大卫 史密斯。

B：稍等片刻，我给您查一下。

A：对不起，您的汇款没有到。

B：是吗？请问从纽约汇款要花多长时间？

A：很难说，通常电汇要花一两天，信汇要花一周。

B：那我明天再来。

A：这样，汇款一到我就打电话给您。

B：我的电话号码是7516168.谢谢。

A：这是我应该做的。再见。

B：再见。　

A:Excuse me.May I inquire about the balance of my account?

B:Yes.Your account number,please.

A:OK.My account number is 316858（three-one-six-eight-five-eight）.My name is Li Ming.

B:One moment,please.Mr Li,you've got a balance of 400 yuan in your account.

A:Thank you.

B:Don't mention it.

A:请问我账户上的余额是多少？

B:您的账户号码是多少？

A:我的账号是316858。我叫李明。

B:请稍侯。李先生，您账上的余额是400元。

A:谢谢。

B:不用谢。

A:Hello!I am a customer of your bank.

B:Glad to see you.Is there anything I can do for you?

A:Yes.I got my Check List for my telephone fee yesterday.I'm afraid I have no money in my account.

B:Let me look at your account.Your account number,please?

A:It's 364585. B:And your name,please?

A:My name is Li Hong.

B:Well.It shows –6（minus six yuan）on the balance side in your account.You have to put more money in it.

A:Yes.Is 100 yuan enough? B:That's enough.

A:您好！我是您行的客户。

B:见到您我很高兴。需要我为您做点儿什么吗？

A:好啊。昨天我收到电话费对账单。恐怕我的账户上没钱了。

B:让我来查一下。请问您的账号？

A:账号是364585。

B:您的名字？

A:我叫李红。

B:嗯。你账户上的余额为负6，你得存一些钱进去。

A:对。我存100元，够吗？

B:行。

A:Hello.Would you tell me something about time deposit?

B:Yes.We offer time certificates of deposit. It pays a higher rate of interest than regular deposits do.

A:Well.How long do I have to keep the money in the account?

B:You may choose one from three-,six-,twelve-month or two-year maturites.More information is posted on the bulletin board on the left in the lobby.

A:Does the rate vary according to the time I keep the account?

B:That's right.But you must determine what maturity you want in the beginning.Naturally,certificates with the longer maturities bear a higher rate of return.

A:By the way,what maturities are the most popular?

B:Oh…,I think most of our customers use six- or twelve-month plan.

A:Can I renew the certificate of（at） maturity?

B:Of course.You may renew it if you wish.

A:您好。请告诉我关于定期存款的情况好吗？

B:好。我们提供的定期存款，它的利率比一般的储蓄利率要高。

A:那我得在账上存多长时间才可以取呢？

B:您可以在3个月、6个月、1年和2年期存款中选一种。更多的信息公布在大厅左边的布告牌上。

A:利率的高低是否取决于存款时间的长短呢？

B:您说得对。但您一开始就要确定存期。自然，期限长的存款，利息就多些。

A:顺便问一下，哪一种期限的存款最受欢迎呢？

B:嗯…，我想大多数客户选用6个月或1年的储蓄计划。

A:存款到期时可以转期续存吗？

B:当然。只要您愿意就可以续存。