银行专业术语

系统模块：
CIF-Customer Information File客户信息文件
CLS-Central Liability System中心债务系统
GL-General Ledger总帐
Deposit存款系统
Remittance汇款系统
Loans贷款系统
Trade Finance贸易融资
Treasury金库（银行的银行）
Factoring保理系统
Anti-money Laundry反洗钱
　　
关联术语：
SWIFT-Society Worldwide Interbank Financial Telecommunication环球同业银行金融电讯协会
BIC- bank identify code(swift code)
IBAN-International Bank Account Number国际银行帐户号码
STP-Straight Through Processing直接处理

EIS-Electronic Interbank System
EFT-Electronic Funds Transfer System
　　
知名银行：
HSBC Hongkong and Shanghai Banking Corporation汇丰银行
SCB Standard Chartered Bank渣打银行
China Merchants Bank(CMB) 中国商业银行
　　
　　
常用词汇：
overdraft 透支
liability 负债
asset 资产
Deposits 存款
nostro 往来帐
reconciliation 对帐
Statement 存单、结单
passbook 存折
settlement 结算（银行内）
clear 清算（银行间）
Endorsement 背书、签注文件
Recourse 追索权
Position 头寸
Mortgage 抵押
　　
　　
Overnight deposits 过夜存款
Term deposits 定期存款
Current deposits 活期存款
Fixed deposits 定期存款
　　
Current Account 货币帐户
Capital Account 资本帐户
Loan Account 贷款帐户
　　
double counting重复计算
　　
Balance Sheet 资产负债表
Profit & Loss Report 损益表
　　
L/C Creation 进口开证
L/C Advising 信用证通知
L/C Transfer 信用证转让
L/C Negotiation 信用证议付/结汇
Inward Bills 进口到单
Import Collection 进口托收
Shipping Guarantee 提贷担保
Import Finance 进口融资
Bank Guarantee 银行保函
Factoring Business 保理业务
Export Collection 出口托收
Export Finance 出口融资
Packing Loan 打包贷款
Forfaiting 福费廷
Clean Bill Collections 光票托收
invoice reversal 发票撤销
redemption 赎回
Open Account(O/A) 赊销(记帐贸易)：一种贸易方式，通常是交易双方达成协议,由Seller先行向Buyer发运货物,货款一季、半年或一年结算.
Advising Bank 通知行
Anticipatory L/C 预支信用证
At sight 即期，见票即付
At…days (month)after sight 付款人见票后若干天（月）付款
At…days after B/L 提单签发后若干天付款
At…days after date 出票后若干天付款
At…days sight 付款人见票后若干天即付款
Authority to Purchase (A/P) 委托购买证
Back to Back L/C 背对背信用证
Bank Guarantee 银行保函
Banker's Acceptance L/C 银行承兑信用证
Banker's Bill 商业汇票
Banker's Bill 银行汇票
Bankers' Acceptance Bill 银行承兑汇票
Buyer's Bank 买方银行
Buyer's Usance L/C 买方远期信用证
Cash Against Documents (C.A.D) 凭单付现
Cash Against Payment 凭单付款
Cash On Delivery (C.O.D) 交货付现
Cash With Order (C.W.O) 随订单付现
Certified Invoice 证明发票
Collection Advice 托收委托书
Collection Bill Purchased 托收出口押汇
Commercial Acceptance Bill 商业承兑汇票
Commercial Bill 商业汇票
Confirmed Irrevocable L/C 保兑的不可撤消信用证
Confirmed L/C 保兑的信用证
Confirming Bank 保兑行
Consignment Invoice 寄售发票
Contract Guarantee 合约保函
Countervailing credit （俗称）子证
Credit payable by a bank 银行付款信用证
Credit payable by a trader 商业付款信用证
Credit with T/T Reimbursement Clause 带有电报索汇条款的信用证
Date of issue 开证日期
Demand Draft (D/D) 票汇
Documentary Bill for Collection 跟单托收
Documents against Acceptance (D/A) 承兑交单
Documents against Payment (D/P) 付款交单
Documents against Payment after Sight (D/P sight) 远期付款交单
Documents against Payment at Sight (D/P sight) 即期付款交单
Documents of title to the goods 物权凭证
Drawee Bank 付款行
Expiry Date 效期
Exporter's Bank 出口方银行
General Letter of Hypothecation 总质押书
I.C.C. Publication No.400 第400号出版物
Import Guarantee 进口保证书
Importer's Bank 进口方银行
Irrevocable L/C 不可撤消的信用证
Irrevocable Unconfirmed L/C 不可撤消不保兑的信用证
Issuing Bank 开证行
L/C amount 信用证金额
L/C number 信用证号码
Letter of Credit (L/C) 信用证
Letter of Guarantee (L/G) 保证书
Letter of Hypothecation 质押书
Letter of Indication 印鉴核对卡
Mail transfer (M/T) 信汇
Manufacturers' Invoice 厂商发票
Negotiating Bank 议付行
Notifying Bank 通知行
Opening Bank 开证行
Opening Bank' Name & Signature 开证行名称及签字
Overriding credit 母证
Paying Bank 付款行，汇入行
Payment Guarantee 付款保证书
Performance Guarantee 履约保证书
Performer Invoice 形式发票
Presenting Bank 提示行
Promisory Note 本票
Recipe Invoice 收妥发票
Reciprocal L/C 对开信用证
Red Clause L/C 红条款信用证
Remitting Bank 汇出行
Repayment Guarantee 还款保证书
Retention Money Guarantee 保留金保证书
Revocable L/C 可撤消的信用证
Revolving L/C 循环信用证
Sample Invoice 样品发票
Seller's Bank 卖方银行
Sight Bill 即期汇票
Sight L/C 即期信用证
Telegraphic Transfer (T/T) 电汇
Tender/Bid Guarantee 投标保证书
Terms of validity 信用证效期
Time Bill 远期汇票
Trade Acceptance L/C 商业承兑信用证
Transferable L/C 可转让信用证
Transmitting Bank 转递行
Traveler's L/C 旅行信用证
Trust Receipt 信托收据
Unconfirmed L/C 不 保兑的信用证
Uniform Customs and Practice for Documentary Credits 跟单信用证统一惯例
Uniform Rules for Collection 《托收统一规则》
Untransferable L/C 不可转让信用证

Usance Bill 远期汇票
Usance L/C 远期信用证
acceptor 承兑人
bailee 受托人，代保管人
bearer 来人
beneficiary 受益人
cheque 支票
clean Bill for Collection 光票托收
clean bill 光票
clean payment 单纯支付
collection 托收
commodity 产品
consignee 受托人
consignor 委托人
consingnee 受托人
convenient 方便的
copy 副本
dealing 交易，生意
decline 下降，下跌
deferred payment 延期付款
destination 目的地
discount 贴现
dishonour 拒付
documentary bill 跟单汇票
draft 汇票
drawee 付款人
drawer 出票人
endorse 背书
endorsee 被背书人
endorsement 背书
endorser 背书人
fixed L/C or fixed amount L/C 有固定金额的信用证
flexible 灵活的，多变的
form of credit 信用证形式
guarantor 保证人
holder 持票人
invoice 发票
method of reimbursement 索汇方法
original 正本
pay on delivery (P.O.D) 货到付款
pay order 支付凭证
payer 付款人
payment against documents through collection 凭单托收付款
payment against documents 凭单付款
payment agreement 支付协定
payment at maturity 到期付款
payment by acceptance 承兑付款
payment by banker 银行支付
payment by bill 凭汇票付款
payment by installment 分期付款
payment by remittance 汇拨支付
payment for (in) cash 现金支付，付现
payment in advance 预付（货款）
payment in full 全部付讫
payment in kind 实物支付
payment in part 部分付款
payment on terms 定期付款
payment order 付款通知
payment respite 延期付款
payment terms 支付条件，付款方式
payment 支付，付款
pay…Co. not negotiable 付…公司，不准疏通
pay…Co. only 仅付…公司
pay…Co. or order (pay to the order of…Co.) 付…公司或其指定人
principal 委托人
progressive payment 分期付款
refusal 拒绝
remittance 汇付
sales-purchasing 促销，推销
simple payment 单纯支付
something goes wrong 某事上出问题，出现差错
stage 阶段，过程
the bank interest 银行利息
the mode of payment 付款方式
the refusal of payment 拒付
to amend L/C 修改信用证
to make exception 例外

to open by airmail 信开
to open by brief cable 简电开证
to open by cable 电开
to pay 付款，支付，偿还
trustee 被信托人
truster 信托人
usance credit payment at sight 假远期信用证
without recourse 不受追索