As my little son was delivered last year, I found it necessary to do something to augment whole family's income. Meanwhile, to replace a set of the bigger apartment was put on the agenda, because the living condition had not enough for my parents and daughter. So we browsed related website and looked into current policy of purchasing on second apartment. But, it seemed that the general situation was against us based on the local policy. According to the latest policy that the buyers must make at a 50% down payment on a second apartment, even if it is their first mortgage. Obviously, it was more restrictive policy than several years ago. So, the 50% deposit will be a challenge to ordinary family such like us, if the deposit could be lowered to 30% will be good news for us that it possibly be afford on current stage. So, we had to postpone this plan that might delay to next year, but, who knows, when we collected 50% deposit until next year, the price of housing may go up a lot. Nobody knows how long the price of housing will last for?