We all konw that parents' habits can influence children most.Thus,it is important that parents should pay more attention to their spending habits and teach their children how to manage money.

    From my point of view,Example is better than precept.As the children get more pocket money,it is necessary for parents to guide their children how to use money and behave themselives.As for my parents,they always take responsibility for ther own financial security and tell me should manag my own mney.In addition,they teach me distinguish the difference between necessities and luxries to save money.As i grow up,i am aware that it is not easy to get money.So ,i control my spending well. Most of my money was used on school fees,books and the necessities instead of luxuries.What's more,my parents will award me if i do well in the examination.And then,i will treat myself to playing and eating.

    In general,children will manage their money well if their parents do well in spending habits and teaching.