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The Moonlight Clan
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There are a small number of people called “the moonlight clan” in our society, who always run out of their income each month and have no plan to save money. Concerning with this kind of consumption conception, some consider it as a fashion while other oppose it.
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- Reply sunnyv
- Nice name "the moonlight clan". Yeah, I have quite a few friends who have very good income but they spend it all every month and don't save a cent. Some even use their credit cards without common sense and end up in debt. They don't even know how to spend and all their money goes to buying luxuries like home appliances, cars, gifts, and clothes. They never think about saving up and use the savings for investments.
Actually, money makes money. We all have to force ourselves to save up. One we have some money in the bank, we would have the incentive to save more. Furthermore, having savings in the bank gives us a sense of security and confidence.
