I drafted a daily schedule and detailed accounts today, which will lead my husband and me to act and record accordingly. The cause is we both feel dazed and unprepared for our future.so we write down our stage target and acting plan which may help improve our current terrible status. We both urge and monitor each other, and also encourage each other as well. The daily schedule planning means doing reasonable time planning, prohibit to waste time in meaningless things, keeping accounts helps to make us clear where our money flow to, define our budget for each purpose, to see if we can save money at the end of the year .we also write down our phase goals by week, month and year, the weekly target must be set easy ones that you have possibility to achieve them, monthly must be more difficult that you need to spend more time and more efforts, in the same way, yearly target would be the most tough one. We can also add targets into our sheet if we think it’s worth to be completed in a short or longer time. Of course, we should being self-discipline apart from mutual-supervision, but just in case, we set a penalty term which describe that if anyone lost 80 scores every week, he/she will be fined RMB100 into a joint account. I’m looking forward that it works from now on, fighting together!

Hereinafter attached some screenshots from our planning sheet. Just inspire every audience.