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How to solve the problem of student debts
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How to solve the problem of student debts
With a mission to lead a high-quality life, many college students borrow money from online lenders, and eventually, most of them can't afford their high debts. Some students even choose to commit suicide. The reasons why these tragedies happen are that online lenders offer money with high interest, students can find lending platform easily and the procedure of loan is not strict. Actually, the lending market is still developing as the trend of lending market is becoming legal.
Up to now, the question is how to solve the problem of student debts?
As for students, they shouldn't be wild about high-quality lifestyle but ignore their real financial situation.More debts just produce more stress and troubles.Moderate comsumption is an advisable lifestyle for them. Secondly, students can't trust lending platform easily since high interest is a warning. If they run out of money, the wise solution is telling their parents to ask for help. Thirdly, for the students who fail to afford tuition, they can borrow money from student loans provided by college or local government.
As for school and government, school should enhance education to strengthen students' awareness of preventing from illegal loans and bring the danger of students debts home to them. Government should enact laws to fight crime of illegal loans and crack down the lending service with high interest.Meanwhile, some lending platforms should be cleaned up to create a good network climate.
Post comment Comment (12 replies)
- Reply 舌甘木昜
- Personally, I incline to think that part-time jobs can solve the problem in a way and that students ought to keep in mind that the life suits us is the best. Material needs is not as meaningful as spiritual ones.
- Reply Zoey-H
- I am so sorry to hear that someone choose to commit suicide because of students debt. I agree your opinion very much. And I want to stress it is important to develop a good consume habit.
- Reply Ashley@110917
- Yes.Moderate comsumption is an advisable lifestyle for students. As for us girls, we should remember this point in my heart when we do shopping on the Internet.
Zoey-H: I am so sorry to hear that someone choose to commit suicide because of students debt. I agree your opinion very much. And I want to stress it is impor ...
- Reply Ashley@110917
- You porvide another good solution for this question. Part-time job is a good suggestion for many students who want to make money and decrease their social work experience.
舌甘木昜: Personally, I incline to think that part-time jobs can solve the problem in a way and that students ought to keep in mind that the life suits us is th ...
- Reply Julyyyzy
- Student debt is quite a sever issue. If we want to solve this problem for good, we have to figuer out a long-term solution and that need government and individuals to work together.
- Reply Ashley@110917
- You are right, there are so many students are victims of illegal loans. We must be careful about this issue, meanwhile, government should take responsibility to decrease it.
Julyyyzy: Student debt is quite a sever issue. If we want to solve this problem for good, we have to figuer out a long-term solution and that need government an ...
- Reply Jasmine.
- Collegeg students are supposed to build correct concept on money. High-quality lifestyle not only reflects in devices you bought but also depends on your inner world.
- Reply A-Better-Me.
- I think students should cultivate a spirit of diligence and hard work.And they also need to set a correct values. It's comprehensible to enjoy a high-quality lifestyle,but what's more important is to consider their own economic situation and do not add necessary burdens to themselves and their parents.
- Reply Ashley@110917
- yes, last week, we went out together, although some clothes were beautiful, we still just touched them and left. We knew we cannot afford them as students, it was acceptable. We can buy what we want when we make enough money.
Jasmine.: Collegeg students are supposed to build correct concept on money. High-quality lifestyle not only reflects in devices you bought but also depends on y ...
- Reply Ashley@110917
- Your idea is similar with mine. I think students should pay more attention on study rather than comsumption. Also, it is necessary for them to set a correct comsumption view.
A-Better-Me.: I think students should cultivate a spirit of diligence and hard work.And they also need to set a correct values. It's comprehensible to enjoy a high- ...
- Reply cherieLL
- I agree with you. I think the most important thing to solve the problem is the students themselves. They should live within their means and spend moderately. In addition, schools and parents should also conduct correct guidance, the government should introduce laws and regulations to make reasonable provisions on the interest of loans.
- Reply Herewalkingcat
- I am agree with you too.Students should be aware of they are and what they should do instead of blindly overspending.
