General business for employees to buy only the most basic social insurance, the new office workers, self-purchase of commercial insurance is to increase the safety factor of an important way of life. First of all, consider buying more expensive for their own accident insurance and term life insurance, if he was suffering from illness or accident, will not lead to loss of financial security for their families. Also consider additional hospital subsidies, purchase certain social insurance, can enjoy medical insurance, hospital subsidies and social insurance, health insurance can be complementary to compensate for economic losses caused by hospitalization. Accident and health insurance in own, you may consider as part of the monthly balances to buy and invest in a set of security、insurance with a Dividend , emergency funds for the future to do some preparation.